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DeluxeXL t1_jeftqfq wrote

Unless you have promotional 0% APR for both balance transfer and purchases, DO NOT USE the same card for purchases until you fully pay the entire balance off.

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greenejs OP t1_jefuvr6 wrote

Well crap. I did use that card to buy like 60 bucks of gas once. So I guess that purchase is about to get like ~22% interest for the next year 🙃

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DeluxeXL t1_jefv6d0 wrote

Don't worry (too much). When you make a payment, it'll be applied in this order:

  1. Minimum payment on the bill
  2. The balance with the highest interest rate

Therefore, you just need to pay minimum + about $62 to clear out the purchase balance.

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greenejs OP t1_jefwtzs wrote

OH! Okay that's very doable. Thanks for clearing that up!

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