pew-pew-the-laser t1_jeeia6h wrote on March 31, 2023 at 1:05 PM

You could cut that cell phone bill in half (saving $100 per month). Look at T-Mobile (plan for 4 is $100/$120), visible and other MVNO (25-30 per person) etc.

That’s an easy one to deal with and net money right away. Apply the saving to pay towards the highest APR card.

Supersnoop25 t1_jefehde wrote on March 31, 2023 at 4:44 PM

OP didn't say what plan he has there's a good chance it's a plan where they include the cost of the phone in the monthly payment. I've done the math every couple of years when I get a new phone and it's cheaper for me to stay at Verizon vs a cheap place if I still get a $1000 new iPhone. Obviously the cheaper places can save a lot of money with older phones.