Submitted by Electronic_pizza4 t3_11do4mj in personalfinance
I have the discover it card. The most basic i guess. I am 23 and I have a 785 Fico score. I don't make a lot of money compared to my friend but he is 26 and he has the AMEX platinum whatever. he was roasting me like its a bad card but like if I even wanted to "upgrade" my card what should i get so i am getting more rewards than 1% back lol. I guess that's why it is lame. Anyways, my credit limit is 5k a month and i make 72k/ year.
Is it even necessary or worth it ? Thanks in advance