txninnj t1_jadcr16 wrote on February 28, 2023 at 4:59 PM

Reply to comment by Nickyweg in Quick question about depositing into a high yield savings account (marcus Goldman Sachs) by Comfortable-Artist40

Why the switch from ally to Marcus?

Nickyweg t1_jadcxxe wrote on February 28, 2023 at 5:01 PM

Using Marcus for T Bill ladders. Ally limits withdraws from savings while Marcus doesn’t. I leave a little excess in there as buffer that I’d like to still earn decent interest.

Ally is still my primary savings

2008and1 t1_jadnyk5 wrote on February 28, 2023 at 6:10 PM

Any trouble with this? I want to link my HYSA to treasury direct but concerned about the time delays in transfers (takes 3-4 bd to get funds from checking to hysa)

Nickyweg t1_jadoqz3 wrote on February 28, 2023 at 6:15 PM

No issues.

I treat Marcus as it’s own thing and don’t really transfer between it and my checking.

I have my own emergency fund at Ally if I need to transfer.