DeluxeXL t1_jaei7m2 wrote
You confused risk and volatility.
Total stocks index is volatile - it has high standard deviation among prices and also among returns. However, it is not risky when the appropriate time frame is followed. Pre-retirement and retirement span multiple decades, where total stocks index is suitable.
PetraLoseIt t1_jaeirh1 wrote
Very important to understand the difference between volatile and risky
Late_Following8526 OP t1_jaenkpz wrote
Thank you! This clarification is so helpful.
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