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alexm2816 t1_jad82yn wrote

You shouldn't refinance if there are fees, payoff provisions, other details that make refinancing more expensive for how you plan to pay the loan off.

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innkeeper_77 t1_jad9o4v wrote

Yes. Aside from this there is no reason you can’t just keep paying it off faster even with a refinance. Good loans will not have prepayment penalties.

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