Stock-Freedom t1_jac4ffm wrote on February 28, 2023 at 10:56 AM

You should Follow the flowchart. Use a traditional 401(k) and a Roth IRA to take advantage of both.

My generic advice:

Here is the flowchart from the r/personalfinance subreddit’s Prime Directive. If you follow that, you will be ahead of almost all of your peers.

Stop by the sidebar to see the Common Topics, which include basic money handling and investing.

You don’t need to talk to anyone or buy some random book to do this. You have all the tools right here.

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