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nozzery t1_jae1bna wrote on February 28, 2023 at 7:34 PM

Reply to comment by SRV1981 in Down payment - local bank at 1.9% or vanguard money market at 4.5%? by SRV1981

So buy tbills of less than 6mo. Easy, and no state income tax. Trade, fixed income, search, treasury, sort by YTM, depth of book, buy, done. YTM is your interest rate, as long as you hold until maturity.