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throwaway18000081 t1_jacskth wrote

Reply to comment by GoodbyeTobyseeya1 in Quitting job soon - anything I should do now with 401k before resigning? by cantnap

You are correct in your statement to invest the money, it is just that interest rates are quite high at the moment and expected to go higher.

Why invest into a risky market right now when the guaranteed account is giving 4.5%!?

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jongleurse t1_jad08uc wrote

Because nobody knows whether the market will actually go down or up. Staying out of the market right now because it's risky is saying that you believe you know what direction the market will go. On the contrary, the research indicates that time in the market beats timing the market.

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