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1hotjava t1_ja4suv3 wrote

>it has been super disheartening to have to reevaluate my options now that I am getting married

What exactly is so disheartening? You only mentioned a Roth IRA, of which you can still be contributing to via the Backdoor method. But honestly if all you were doing was Roth IRA you probably weren’t doing enough anyway.

Do you have a brokerage account?

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Slight_Club8965 OP t1_ja4wiyy wrote

I have a brokerage account that I have used for my Roth. I have heard about backdoor Roth, but it seems complicated and I didn't want to do something wrong and get into hot water if I didn't understand the protocol properly (probably unfounded I know).

I know I need to do more, but as a teacher it has been hard to contribute more on my salary than the $6500 when I focused on being debt free and having an emergency fund right after college as a single income. These days, I finally have the income to work with but not so great advice which is why I am here.

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