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1hotjava t1_ja4rhcj wrote

>I’d switch to the HSA plan if offered so you don’t lose money.

You can’t switch to an HSA unless you have an HDHP. Most likely OPs insurance doesn’t qualify and thus why they offer the FSA

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Slight_Club8965 OP t1_ja4sz88 wrote

Yep, no HSA. I have some regular appointments each month and a set copay so I calculate what I need for the year for those and leave a little extra for other expenses I know I will end of charging throughout the year. So far it has worked out well for me.

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