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Niko120 OP t1_jaexp5b wrote

Even in a high yield savings account at 4% return (this is how we are currently investing) her 70+my 50 would would only get us $33,600 in that 6yr period that’s less than half of what we would save on the interest of the mortgage

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Rave-Unicorn-Votive t1_jaey7on wrote

But you don't "invest" $120k in a HYSA, you invest in the market which will likely pay more than 4% over the next 20 years.

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