Viewing a single comment thread. View all comments

burnshimself t1_itl7l1s wrote

Reply to comment by kmkkllk3 in Where Are the Free Housing Attorneys NYC Promised to Tenants Facing Eviction? - Hell Gate by LittleWind_

Yep. You can’t afford to live in New York and pay down law school debt if you are making $85k working for legal aid. What you’re left with is people who truly feel a compelling draw to the job (which many do!) and the financial means to take it on (usually financial support from family or spouse), and the dumbest attorneys incapable of getting a job paying any better.

81

Ice_Like_Winnipeg t1_itlhnxc wrote

A lot of those people are expecting to qualify for pslf, but it’s still a tough ask to commit yourself to ten years of really emotionally difficult work

32

OverlordXenu t1_itm74xw wrote

i have two friends working for the public defenders of a specific boro, and they make like $74k. a friend of mine just moved to boston and was telling me the public service jobs there are $60-80k. it's bleak.

also the public defenders in nyc don't have enough budget to hire all the lawyers they need. the money literally isn't there.

18

soyeahiknow t1_itnzgkb wrote

Also you encounter the professional tenant freeloader and then you wonder why the hell you are getting paid peanuts to help someone game the system

6

[deleted] t1_itlh99w wrote

[deleted]

−7

mastermind_loco t1_itli1uk wrote

Yes, PLSF is a really great program with no flaws or issues at all. /s

22

sagenumen t1_itlnml7 wrote

What's your point?

1

KaiDaiz t1_itlphar wrote

Most ppl on PLSF end up not getting remaining balance forgiven after 10 yrs due to wrong loan, wrong payment plan, job not qualify, etc...and govt at whim can cancel program at anytime. Look at the number of actual loans forgiven by PLSF each year...its minuscular.

Also PLSF at best save you from paying the interest on the loan and some of the principle that you already would have paid off a good amount even on the income based payments for a lot of work and hopefulness it works successfully vs. get a high paying job in private law practice that pays off loan in a few yrs

13

[deleted] t1_itlw96b wrote

[deleted]

−2

TheGhostofJoeGibbs t1_itmlqaj wrote

The reason there's a PSLF waiver right now is because of how hard it has been to qualify to get paid out.

4

[deleted] t1_itlvrih wrote

[deleted]

−3

Daddy_Macron t1_itm1ib7 wrote

Look at the PLSF rates during the last Republican President. They hate the program and find every reason possible to deny applicants their rightful forgiveness money. You're playing a dangerous game that it'll be a Democratic President in the White House when it's your turn.

4

[deleted] t1_itmqsi5 wrote

[deleted]

0

Daddy_Macron t1_itmry1x wrote

> I mean, there are set rules to follow and if you follow them, they can’t deny you.

Lol. Ok. Do you think 98.5% of people were fucking up their applications or was the Republican Administration looking for the nitpickiest of reasons to deny people. Considering how many people applying for them were lawyers, I doubt it was due to sloppiness.

>The earliest time in which borrowers could receive forgiveness under the program was after October 1, 2017. The Department of Education reported that 2,215 borrowers had the remainder of their respective student loans forgiven under the program as of April 30, 2020 for a denial rate of 98.5%

3

LikesBallsDeep t1_itlwnep wrote

PSLF is mostly a scam. GF was a doctor that was promised PSLF for working at a hospital with underprivileged patients. 9 years into it they kicked her out for 'making too much money' one year.

10

grizybaer t1_itm2cw3 wrote

Lots of doctors in my circles making 300k+ and qualifying for PSLF. Income has nothing to do it with it.

2

LikesBallsDeep t1_itmggr5 wrote

This was several years ago. Rules changed recently to be a lot more lenient because only 7000 people had managed to get relief previously.

https://www.nlc.org/article/2022/08/08/the-limited-pslf-waiver-a-game-changer-for-city-employees/#:~:text=Crucially%2C%20there%20is%20no%20income,fully%20forgiven%2C%20tax%2Dfree.

Maybe she was incorrectly kicked off and could have fought it.

But by that point she was so sick of paying federal loans at the insane rate when she could refinance to private at 2% interest that she just did that.

Yeah, under the new guidelines and knowing student loan forgiveness was coming, maybe thing should have been different. In 2019, she just got slapped in the face that after working toward this for almost a decade and accruing interest at the high Federal rate she wasn't going to get it and just gave up.

5

[deleted] t1_itlx2ih wrote

[deleted]

−6

LikesBallsDeep t1_itlxppv wrote

Meh, she'll get by. But being in your late 30s and still paying student loans sucks.

You keep saying PSLF as if it's some great solution, but I'm giving you an example of why professionals don't want to go through the shit required to get PSLF.

You just don't want to hear it. Fine, but then suck it the fuck up when you wonder why you can't get a doctors appointment or anyone to represent you in court.

LOL, who do you think is losing here? The professionals will be fine. You'll be left crying you can't get their service for free and facing the consequences.

What makes you think it's OK to basically scam the few intelligent, hard working people that are giving up more money to work for underserved communities like you want, by fucking them over? And could you maybe imagine some longer term consequences of PSLF getting this reputation, maybe on future professionals deciding whether to pursue it?

2

[deleted] t1_itlz9ys wrote

[deleted]

−3

LikesBallsDeep t1_itmgobo wrote

Lol, you may be a lawyer, but economics still escapes you.

Nobody's in a position to be picky about taking those that want the job vs those that want the deal, when even both groups combined aren't anywhere near meeting the demand.

4

OverlordXenu t1_itm799e wrote

going to med school can cost like a million dollars. the payments on that can make $300k look like $40k.

2