I don’t have kids yet but I’m saving up for a place for them when I do. Each generation should aspire that their children live better and easier than they did. That’s increasingly hard in this ever more expensive world but no reason not to give them a head start. I’m an immigrant so it’s all been an uphill battle for me anyways and we’re built tough. Best of luck to you. Sounds like you also already have a property in this city which puts you ahead of 70% of New Yorkers.