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alzee76 t1_iy5fenp wrote

Reply to comment by FJ1010123 in Student's MacBook Amazon order replaced with Weetabix by bananaphophesy

My question was more : Are debit cards in the UK protected like credit cards -- in the US, they aren't.

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surfmaster t1_iy5gb6g wrote

There are significantly fewer protections on debit cards in the US, but the EFTA and most card servicers (Visa/MC/etc) do limit liabilities within a window of the transaction.

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alzee76 t1_iy5h5xx wrote

> the EFTA does limit liabilities within a window of the transaction.

The EFTA offers no protections in a case where the product you purchased is defective or not delivered. It protects you only from liability due to errors made by one end of the financial transaction or the other, and unauthorized transactions like a stolen card or number.

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FJ1010123 t1_iy5fv9d wrote

Oh I see. As far as I know it’s only credit cards unfortunately.

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