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CosmicSchnoodle t1_ivb5axk wrote

how do you explain this to your insurance company?

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ritaPitaMeterMaid t1_ivd1vyh wrote

You don't. Most insurance is void if damage occurred during criminal activity.

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CosmicSchnoodle t1_ivdcsnc wrote

so if a drunk driver plows into a crowd they don't have coverage?

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SFHalfling t1_ivegjwr wrote

Generally third party is still covered but damages to the insured themselves are not.

Usual disclaimer that this depends on where you live and where the damage happens.

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ritaPitaMeterMaid t1_ivdd2vc wrote

I’m actually not sure. I was thinking more about it from the perspective of causing damage in the process of intentionally committing a crime, like robbery

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