You're arguing semantics or you have way too much faith in the systems ability to regulate itself. To a regulator that number would come out the same. They'd see the bank has one real dollar in cash and $9 in "investments" and that'd be the end of it because they're following the law. It doesn't matter that they literally just created money out of thin air. As long as the train keeps on chugging along it'll never come crashing down. Just like the 2008 crisis all over again.