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Aleashed t1_ir73in7 wrote

Reply to comment by Ashenox in Canadian businesses can charge credit card fees starting Oct. 6 by matteoscavo

To be fair, you’ll be charged fees too for debit. It’s still a transaction that must be processed.

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reddditttt12345678 t1_ir7ezut wrote

The fees are much lower, though.

Accordingly, you also don't get benefits like extended warranty, insurance, and price protection.

The banks say you're protected against fraud, but in reality they just tell you to pound sand if you make a claim. Their policy is literally "Your PIN was used and they got it right the first try. Therefore it was you." No, dipshit, it's called skimming/cameras/etc. Or maybe they drugged you up and beat the PIN out of you, who knows.

Whereas the CC networks usually have no problem doing chargebacks, because it's no skin off their back -- they even get to charge the merchant a fee each time, plus they'll jack up the transaction fee after too many strikes.

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