Yeah that sounds miserable, but I’m sure those employees also likely had nothing useful they could do for you as I imagine you stumbled into a series of SW if/then loops that took you down this bad path.

This is one reason why (if you have self control) it’s useful to increase credit limits (another being keeping utilization %’s low) - often times people ask “why bother, I don’t need it”.

Edit: not as a commentary on you by the way, just general observation - your situation I’d just log as unfortunate