Linenoise77 t1_j4vhb8d wrote
Reply to comment by f4d3 in NJ increase on car insurance, embrace yourself financially by sga98
The state really needs to raise the minimum liability amount.
It is not that much more expensive to move to a 100\300 plan from the pitifully low minimum limits, and people fuck themselves financially in the long term because they think they can save a few bucks today.
You will spend the next 20 years with garnishments\etc if you carry minimum insurance and get into an accident with even a modest newer car these days.
111110100101 t1_j4vvnwv wrote
The people with the minimum liability plans are usually poor anyways and don’t have any money that could be taken from them in a crash.
Linenoise77 t1_j4w1xdi wrote
Regardless of how much they end up paying back, they will end up with a judgement against them (destroying their credit), bank accounts and paychecks garnished, etc.
EmbracedByLeaves t1_j4wbmnl wrote
It's like trying to squeeze blood from a stone. They have nothing to take. And then they get right back on the road and do it again to the next person. Shitbags.
I had this happen to my wife a few years ago.
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