When we were in the hospital absolutely no one there was willing to work with us or discuss other options. No one even mentioned CHIP to us. We had NJ family care years ago but since priced out of it basically.

We again had auto pay set up and paid our premiums. We’ve had to pay hundreds and thousands out of pocket and certain appointments after finding out we’d lost insurance.

It’s been hell. And the worst part is, it isn’t just us. We’ve multiple self employed friends using BCBS, set up for autopay and same thing. Punished for paying on time and coverage is dropped. There was even a huge lawsuit circulating for people to sue horizon because it’s been getting so bad.