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HeadCatMomCat t1_iy2dpmo wrote

Just did the same thing. You have to:

  1. Go to DMV. You'll need the title and payoff information, which will show the state tax paid, plus your insurance card. They'll switch the registration and you'll get new plates. I made an appointment at Springfield DMV and was in and out in under an hour.

  2. Call your insurance company and let them know you own the car not the loan company.

  3. If you have EZ-PASS, register the new license plate online.

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Familiar-Buffalo-490 t1_iy3vfg6 wrote

Unless it was a lease, you shouldn’t have to change plates. On a loan, you own the car subject to a lien, so the plates are in your name. On a lease, the dealer owns the car, so the plates are in the dealers name. If you buy out the lease, then you need new plates. If you pay off a loan, you do not.

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HeadCatMomCat t1_iy3y7d6 wrote

Thank you for this clarification. I was leasing so needed new plates.

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