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celcel t1_jd3obdx wrote

I've never heard of this. I have progressive and have never been told any of that when renewing or changing vehicles. I do have more than the basic coverage to be able to cover passengers but have never added anyone else in my policy. Are you dealing with a local office? I've always renewed online and never have to deal with anyone.

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Linenoise77 t1_jd3sjbb wrote

Its not about coverage for a passenger. Its about having another driver who has ready access to your vehicle.

Your insurance company gets you may loan your dumbass friend your car for a few hours. They don't want the guy with 2 DUI's and 3 accidents saying 'I don't have a car' riding on his wife's spotless insurance.

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celcel t1_jd3zt1d wrote

Yea I understand it's not about passengers. I was stating my situation. I also had other drivers in my household but was never asked to add them.

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Inner_Parsley7691 OP t1_jd3uz7q wrote

I did everything online. This is all happening because I received a letter from Progressive asking me to add 2 other drivers to my policy that came up on some report they did. I had no idea who those people are so I called and told them that. They gave me no issues, asked no further questions about them but then they asked about people in my household.

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