Can't say I had the same experience with them. I had them for two years and each year they drastically raised my rate despite having made no claims or having any adverse events on my driving record. I'm convinced it was a teaser rate to get me to bite and then they raised it when they felt they could.

Of my coworkers? Many swear by them and recommend them like yourself. That said, there are also a decent amount of guys who said that they were dropped after one claim.