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imironman2018 t1_jeazm28 wrote

I have had a meh experience with NJM.

They also were one of the lowest cost for insurance companies. progressive jacked my rates up almost 250% even though I didn't get into any accidents or have any tickets.

NJM has a discount where they have you install their safe driver app. it is really terrible. it constantly doesn't work and drains your battery in the background. I would suggest installing it on a dummy cell phone that you rarely use and dont ever bring with you. their safe driver app is insanely critical. I have no idea how it grades driving but it constantly will ding you for any acceleration or sudden stops.

Also unfortunately I had my first accident and I tried to talk or call the adjuster that NJM assigned me. they were unreachable. they would take up 1-2 weeks to respond to any emails or voicemails.

I just would caution with NJM. you pay for what you get. don't expect good customer service and their smart phone app is terrible.

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DSJ13 t1_jebik3x wrote

They are one of the most expensive in my experience.

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imironman2018 t1_jebtjp8 wrote

I got a quote from every insurer and they were the cheapest for me. I own a tesla. What insurer did you go with?

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DSJ13 t1_jec96t3 wrote

I stayed with NJM for now. Also own a Tesla. Lol

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imironman2018 t1_jecgmxu wrote

yeah. just for your own knowledge.NJM does have tesla certified body shops. that is kind of nice to know.

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