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rdsmith3 t1_jdh2s8d wrote

If you have significant damage, they will send someone to inspect that you had it repaired. If you were able to get it repaired for less than they paid you, then you made out. They typically do not ask for receipts, in my experience.

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zxczxcv OP t1_jdhhuve wrote

Got it... This was definitely significant. I was hoping NJM or the mortgage company would put unused funds towards the mortgage or send me a check.

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rdsmith3 t1_jdhjvlk wrote

NJM paid me directly when I had damage. If I have excess funds, I would be able to apply that towards the mortgage.

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