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Observant_Neighbor t1_jdcu66o wrote

It sounds like you haven't yet met your annual deductible and this was billed to you after receiving the insurance discount.

Generally speaking, Yale doesn't negotiate on bills. You can risk letting it go to collections, taking the hit to your credit rating. They do have financial assistance but having insurance even high deductible insurance usually puts you out of qualifying.

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brewski t1_jdeebdr wrote

Medical bills will not affect your credit rating, even if they go into collections.

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