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icedcornholio t1_j2ziwxo wrote

Just looking for deposits and not loans? Ally is very good. But it’s not local. They give you allpoint ATMs for free and reimburse you $10 a month but that’s like two withdrawals - luckily no one uses cash much anymore.

The big drawback is if you deal in cash — you cannot deposit cash with ally - direct deposit and checks only. They have a 3.30 savings rate with no cap.

Their loan rates are meh.

If you are looking for personal hand holding service a credit union is your best bet. Northeast is decent but their ads about nourishing are weird. Service is supposed to be opening a branch in the new Concord plaza at some point.

DCU is great if you don’t have to talk to them. If you do, visit a branch because phone wait times or online times are horrid.

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