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Sandi_T t1_j2wue8v wrote

Kennebunk Savings

I agree with avoiding TD, and I'd avoid NorthEast as well. NE closed my account due to fraudulent charges, then agreed they were fraudulent, but said they could no longer do anything about it because the account was closed and tried to get me to pay them since they closed the account.

I have M&T bank as my main bank, but they changed policies on check cashing. My ex and I have the same bank so I could deposit checks "as cash" to clear immediately, but now all checks regardless have to "clear" so the money is locked up for two days.

Will likely change all my banking to kennebunk.

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IntelligentMeal40 t1_j2wvrj2 wrote

I found with service credit union even when I deposit a check on my phone with an app all the funds show available instantly in my total balance. Sometimes it will show a different available balance but I’ve never seen them actually care about that because I’ll go and withdraw cash right away, or bills will process through and they will pay them.

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Sandi_T t1_j2wwe6o wrote

I have heard a few good things about them. I might change to them if M&T doesn't sort their s&&t out. I like Kennebunk, I mostly prefer to have savings at a different bank to keep myself from quick transfers out of it.

I've learned to create healthy barriers for myself, lol.

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