Here is my 2 cents. We bought a home in the lakes region sold by owner 1.5 years ago (no realtor involved). We did have an inspection however it took place in December. Everything looked fine. we moved in March and by April our well went dry but would replenish. We were the 3rd owners of the home. Not wanting to contact the prior owners I called the 1st owners and he told me the well often went dry but would replenish with time. Our well guy had difficulty finding the well, This opened a whole can of worms as it was located on the lot next door about 50 feet or so in front of a home being built and the cover was covered with rocks. I had to have the land surveyed to see if the well was on my land or my neighbors and it was determined to be on my neighbors.

We then contacted the sellers and asked them to go in half on a new well as they sold us a home with technically no well. They took a fit over the phone giving us all kind of excuses and the wife send over a bunch of documents. One of the documents proved to be very useful. It was a document when they purchased the home showing the knew there were water issues, yet when they filled out the same paperwork, they claimed no issues with water quantity. I forwarded this to the title insurance company claiming that I was deceived during the sale, and we settled on an amount. It didn't cover the entire cost of the putting in a new well but it was better than nothing.

If you have title insurance, it is a battle, but try go after them. They do not like to pay out. Be prepared to not let up. I just wonder if the title insurance company tried to recoup their money from the sellers. Karma. Good luck. I feel for you.