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[deleted] t1_izbs94l wrote

Reply to comment by ogurekplz in Plow truck hit me and plowed me off the road in Manchester NH and it’s the plows fault and the police report says so, but some lady in an office sent me a letter and said it’s 51% my fault and they’ll pay nothing, my 2016 Ford Fusion is destroyed and I’m in debt. I What can I do? by Vegetable_Medium_458

I thought in order to opt out of car insurance in New Hampshire you had to provide documentation that you were self ensuring that you had the funds on hand to do so I would be suing everybody

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ogurekplz t1_izbsdul wrote

I believe the car simply cannot be under a loan, etc. so if you have a paid off shit box, you’re all set to drive uninsured. At least that was the case a decade ago when I couldn’t afford insurance

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Purplish_Peenk t1_izbwqx0 wrote

You are correct. As long as you have no note on the car you can drive uninsured. Car hit mine and wife had to come pick him up as the car was a total loss. Wife offhandedly makes a comment about insurance covering it when he admitted that it lapsed and he no longer has any on it. Thought the cop was going to have to deescalate the situation.

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[deleted] t1_izbyt97 wrote

No uninsured motorist coverage on your policy in NH?

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