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Recent_Mode_2220 OP t1_iudir0u wrote

Reply to comment by Competitive_Bat4000 in Non-Owner Car Insurance Advice by Recent_Mode_2220

Do you mind elaborating on the problems? I’m not familiar with car insurance. But it sounds like the car isn’t allowed to be “housed” at anywhere else besides the address on the policy? We moved out recently so that’s why the addresses are different. Should that be updated with the insurance policy? We moved 10 minute drive away from them.

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TheDeadlySpaceman t1_iudn71z wrote

The rate is based on where the car is “housed” because that’s where they assume you’ll be doing the majority of the driving and parking.

If they figure out that you’re housing it somewhere else, they can deny any payout because you’re committing fraud. Same if they figure out that you’re driving it frequently and aren’t on the policy.

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Recent_Mode_2220 OP t1_iudojzc wrote

Gotcha that makes sense. We will look into updating this!

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TheDeadlySpaceman t1_iudp4ln wrote

Honestly it’s probably not like they’d find it cost-effective to put a team of insurance investigators on the case if you did have to file a claim- you would just need to be careful about what you say to them.

“We borrowed it for the weekend/week” etc

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