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HistoricalBridge7 t1_jdxgemm wrote

I saw a statistic that something like 98% of homeowners (with and without a mortgage) have rates under current levels of 7%. So most people ain’t incentivized to sell.

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ksoops t1_jdymlhr wrote

And the majority of outstanding mortgages are under 3%. Everyone and their mom refinanced in 20-21.

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