I don't take the tax penalty, but I'm paying nearly a thousand dollars a month on health insurance for my family because I make just a tad too much to get any help through the Health Connector. Outside of my mortgage, it's my biggest expense.

However, I was talking to my father in law who is going to retire in his fifties because he's a fireman, and he's looking at a thousand a month just for him. He's in Ohio. So, I guess it could be shittier, but I know that's not much consolation.