jkjeeper06 t1_j7nach6 wrote on February 8, 2023 at 12:53 AM

Reply to comment by Alarmed_Stuff in how does that work? by [deleted]

You definitely hurt your driving record but you are far from uninsurable, so you can come back from this. Your insurance is going to be more expensive, but it's not like you got a DUI or killed someone. I got 2 large speeding tickets within 6mo of each other when I was in my 20's. Eventually, it goes off your record - you just feel the pain for a little bit

Alarmed_Stuff t1_j7namaw wrote on February 8, 2023 at 12:55 AM

Like right now im paying 125$ every month for 6 months policy do you think it will be like 400$/ month? Not sure... i can always shop around for the best rate though

jkjeeper06 t1_j7ncu2x wrote on February 8, 2023 at 1:12 AM

Probably not, thats nearly a 300% increase. Mine went up by ~40% with my 2 tickets. You can and should shop around, but don't skimp on coverage just to fit your budget.

lilbitspecial t1_j7nj9ns wrote on February 8, 2023 at 2:01 AM

Read this recent article from the globe. It's pretty accurate on what happens

https://www.bostonglobe.com/2023/02/05/business/you-caused-damage-your-car-is-it-worth-filing-claim/

I would definitely expect your rates to go up for the accident and the ticket.

Positive-Material t1_j7obyci wrote on February 8, 2023 at 6:02 AM

failure to yield isn't a big deal.. did you really have a failure to yield? you should really be weary of cops most of them are abusive and are actually corrupt and many of them are literally dangerous criminals.. now you should keep a big enough distance between you and the next car so you don't rear end someone if they stop unexpectedly. it is okay, relax, your insurance won't go up much. if you had an accident on your record, then it would though. but the accident may be on your dad's record.