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Unique-Public-8594 t1_j7n65aw wrote

Pay your dad to cover his costs. It’s the decent thing to do.

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Alarmed_Stuff t1_j7n6l6o wrote

I did. Absolutely. My question is more focused on my insurance rates.

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jkjeeper06 t1_j7n7fd9 wrote

What was the ticket reduced to? Same failure to yield charge or something else? If it is still a failure to yield, thats a moving violation and you got points on your license. This will result in higher rates, especially for a younger driver

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Alarmed_Stuff t1_j7n7mat wrote

20$ for same failure to yield yeah. Im 28. Im really worried. And the crazy part is 2 weeks before i was backing up leaving a concert when i hit a concrete barrier and the insurance found me more than 50% responsible. So im literally worried that 6 years of drivinf and in 1 mo th i ruined jt all.

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Username7239 t1_j7n8m4y wrote

If you back into a solid object I'd have put you at 100% responsible.

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jkjeeper06 t1_j7nach6 wrote

You definitely hurt your driving record but you are far from uninsurable, so you can come back from this. Your insurance is going to be more expensive, but it's not like you got a DUI or killed someone. I got 2 large speeding tickets within 6mo of each other when I was in my 20's. Eventually, it goes off your record - you just feel the pain for a little bit

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Alarmed_Stuff t1_j7namaw wrote

Like right now im paying 125$ every month for 6 months policy do you think it will be like 400$/ month? Not sure... i can always shop around for the best rate though

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jkjeeper06 t1_j7ncu2x wrote

Probably not, thats nearly a 300% increase. Mine went up by ~40% with my 2 tickets. You can and should shop around, but don't skimp on coverage just to fit your budget.

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Positive-Material t1_j7obyci wrote

failure to yield isn't a big deal.. did you really have a failure to yield? you should really be weary of cops most of them are abusive and are actually corrupt and many of them are literally dangerous criminals.. now you should keep a big enough distance between you and the next car so you don't rear end someone if they stop unexpectedly. it is okay, relax, your insurance won't go up much. if you had an accident on your record, then it would though. but the accident may be on your dad's record.

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