Luckily fine. We bought a house before the pandemic, then refinanced twice into the low 2’s. Our housing costs are relatively stable for that reason, so other increased costs are not as noticeable. I feel bad for the friends that keep having insane rent increases or are getting into mortgages much higher than mine for half the house. I look at the value of my current home coupled with current interest rates and realize I couldn’t afford to live here if I was buying it today.