You can have mass health and probably will pay a small amount for it every month. It depends on your income level. Standard mass health pretty much covers most medications and you might have a small co pay. There are different mass health plans like the ones on the connector. Mass health will let you know which ones are available to you and if you have a small insurance payment every month. As far as mass health taking your assets, please look up the information on the mass health website. I doubt you have much to worry about. Edit here it is MassHealth may recover assets from:

Any members who received care after age 55 or older, or

Members of any age who were permanently in a long-term care or other medical facility (like a nursing home