I paid off my school loans very early on for most people. I also had a lot more grants than loans. It’s easy to say students should just not accept the loans but even the most affordable education is out of reach for a lot of people. That should not mean they are just SOL. As long as corporations require a college degree for jobs that were once the domain of high school graduates and with the advent of more self-service and AI, jobs outside of the trades - which certainly does need more folks to join but aren’t for everyone - for anyone without at least a 4 year degree are going to become less and less available.