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itsfleric t1_j1j74y0 wrote

Reply to comment by Jahooodie in Should we sell our car? by hourlongflyer

Yup, when I sold my car Progressive walked me through the scenario and offered non-owners insurance for pretty cheap. It's something you usually have to call them to access the policy because they're not generally available online. It also covers you if you borrow someone else's car and if you get injured in a car-related accident and rental cars.

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Jahooodie t1_j1jplsw wrote

No one offered this to me or let me know it was a thing, so happy to bring it up. It was a nice few years with no car or driving, but holy hell does it suck to have a very high deductible & monthly rates higher than 22 year olds

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Mia07304 t1_j1mwmaz wrote

I switched to Metromile from State Farm in March 2018. I drive under 5,000 miles/yr. I'm fully insured and pay less than 40-50% of what I was paying with SF, & I had a discount with SF for low mileage. I even upped my liability insurance with MM. As for living DT without a car, I did it for 20+ years but eventually the car rentals became a headache. Living uptown it's not as convenient so I like having a car.

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