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Laraujo31 t1_jbk913q wrote

Any reason (besides my prem may go up) you don't want to use insurance? Even if your at fault, your premium may not go up as much. It will be the easier route and you won't have to deal with this BS

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Halomast123 OP t1_jbkdtyh wrote

That was kinda on me and my brother to not to do the insurance (yes we have full coverage in case if you're asking) but my dad contacted the lawyer and he says its best to pay them whatever his mechanic is gonna say and just go with it. I know it's too much but this guy and us we both go to different colleges I go to Montclair (so does my brother) he goes to NJCU.

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Laraujo31 t1_jbkfmgp wrote

At least this is a lesson learned. Had you gone with your insurance you would had just paid the deductible and let the insurance deal with it.

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