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Unspec7 t1_jbgx7uj wrote

>Honestly I was surprised by this data. What do you think explains it?

There's a lot of factors that go into insurance premium calculation. For example, for states that don't require vehicle inspections, insurance might be higher due to a higher risk of injury due to potentially unsafe vehicles. No fault states might see higher premiums due to being unable to recover from the other side. Etc.

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Knobbies4Ever t1_jbi000j wrote

My guess was states with higher-cost insurance would have more / higher-cost claims to pay out... or a regulatory environment that allows insurance companies to gouge their customers to increase profits.

I'm not in that business, but know money talks, bullshit walks.

Glad NJ has front plates... our car insurance is expensive enough already!

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