AppleCare+ is so worth it and paying monthly for it makes it quite affordable. Also if you live in an area of high theft, AppleCare with Theft + Loss protection is amazing. I just had my month old 14 Pro Max stolen out of my pocket last week and they processed my claim (after $150 deductible) and sent me a new one in just a few days.

Aside from that, even regular AppleCare+ is worth it just for the damage protection. You get unlimited front or back glass repairs for only $29. That’s a great deal.