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liuhanshu2000 t1_j8oi9fm wrote

Reply to comment by Diegobyte in Apple Pay Later nears launch, company will use past spending with Apple to evaluate creditworthiness. by SUPRVLLAN

That has a flat fee though, Apple doesn’t charge anything

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Diegobyte t1_j8oiqh6 wrote

Oh I haven’t used it yet I didn’t realize it had a fee. Kind of sounds like interest lmao

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liuhanshu2000 t1_j8oiz2p wrote

Yeah it’s a little scammy that they advertise “no interest” and then charge you a fee (based on how much you’ve spent, split evenly over your monthly payment, so exactly like an interest)

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Diegobyte t1_j8oj4ys wrote

I still think it’s cool when you can do some of this stuff on the bank side so it opens up a lot of flexibility.

I just say I’ve been using my Apple Card more and more for online purchases. It’s just so easy

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