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40for60 t1_is6rmih wrote

Reply to comment by ExternalSeat in What United HealthCare pays your doctor for a C-section [OC] by alecs-dolt

What proof do you have that hospitals are bankrupting people? Even E Warrens study while she was at Harvard disproves this. Also how the fuck can a hospital know for certain all the things that might happen during a stay there? Try doing anything complex and see if you can get a estimate that is 100% up front.

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ExternalSeat t1_is6t243 wrote

Medical debt is the number one source of bankruptcy in this nation.

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40for60 t1_is6u114 wrote

E Warren study and every serious analysis on this subject says the same thing.

People who file bankruptcy have medical debt not that its the cause of the bky, E Warren study found that about 75% of the people who file have medical debt that is more then $1000 but it was not the reason why they filed. The typical formula was this, a person has financial problems, they then have a medical emergency, this emergency keeps them out of work, the lack of income exasperates their already bad financial situation and forces them into bankruptcy and they have some medical debt along with credit cards, auto loans, home mortgages etc.. This is why even having the ACA in place didn't change the bky numbers. If you want to fix a problem it helps to clearly understand what the problem is, even if 100% of all medical bills were covered by some system people who have a medical emergency will still end up filing bky.

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Series_G t1_is8gkul wrote

Please stop being a nitwit. They are non-profits that are absolutely bankrupting people. Make that last statement makes sense.

Hospitals are just one node in an opaque network of care. That network is opaque, so impenetrable, that they try to make you sign a "I'll pay for anything" waiver before you know what services you will need. They do this so that YOU are the one holding the bag at the end of it all.

It's so bad, in fact, that they can't tell you the cost/prices of procedures even AFTER they do them. Congress has recently mandated that they post costs/prices... and they can't seem to do it.

Shit broke.

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