So there’s this thing called CSOK which is a loan from the government to give you about max 25 million huf, which you can use to build a new house. Now if you have 3 babies after taking CSOK in a certain period of time you don’t repay the loan, so free house for babies. Even if you dont make three there’s like 0 interest on the loan to repay over a long period of time. Now this would seem good on paper however the sudden influx of money to the construction market skyrocketed real estate prices due to the overwhelming amount of new building requests - of course the only real winners here are the construction firms that has close ties to the government (yep, corruption), naturally in parallel property price also goes up. Due to the pandemic there’s a global rise on the price of construction materials, that’s not helping either. Add a healthy amount of labour shortage and a brutal inflation on the national currency gives you that