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greaterwhiterwookiee t1_j8gp6k2 wrote

“If you borrow money for school, you pay it back just like I did and all my friends did.”

I’ve made 317 payments since I graduated college and still owe approximately 54% of how much I initially borrowed. Granted at one stretch of time I had to hold off payment Bc a disability and bankruptcy but you know… no big deal.

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SynbiosVyse t1_j8hs14n wrote

Are you just paying the minimum? You need to get more aggressive with those payments.

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Spakowski t1_j8knpi6 wrote

Are those private loans because that’s 26 years worth and undergraduate federal loans are forgiven after 20 and graduate forgiven after 25…

https://studentaid.gov/manage-loans/repayment/plans

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greaterwhiterwookiee t1_j8kzzk7 wrote

I should’ve clarified: I’ve made 317 payments but my loans are split between subsidized and unsubsidized. So it’s technically only like 150 payments then i consolidated last year. Not enough coffee this morning sorry. So it’s really only like 160 payments I’ve made.

Edit: I’m also a govt employee so I only have 27 more months and they’re forgiven (hopefully) Bc PSLF. But we’ll see

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