Submitted by ananas33333 t3_10ekuov in boston
-CalicoKitty- t1_j4ro9ho wrote
Reply to comment by ghostlypyres in Help Finding Health Insurance Coverage by ananas33333
I have a PPO through my employer and used to have an HMO. Everyone I know under 60 has health insurance through their employer. If you can't get it through your employer or your spouse's, you'll need to get a plan through the state marketplace and it will be more expensive.
Sounds like you can't get it until you have a MA address, and I guess that makes sense as it's only available to MA residents. Are you eligible for COBRA to cover the gap temporarily until you establish residency?
ghostlypyres t1_j4rpfwd wrote
Do all employers offer insurance up there? I currently work in Cali and will be going remote, and they don't offer insurance. I've got my own for the time being, but of course it's only for CA.
The state marketplace being the health connector, right?
I don't believe I'd qualify for cobra, but I believe it should be fine for the time being. As I understand it, I don't have a lot of time to source new insurance after I move, anyway, since the "qualifying event" of moving isn't indefinite
-CalicoKitty- t1_j4rqal1 wrote
I think most employers offer it to full time employees. If you have a job lined up, you can check. Yes, the health connector. You're right, I think you have 30 or 60 days from the qualifying event to make the change. Otherwise you have to wait until open enrollment.
ghostlypyres t1_j4rqkbh wrote
Alright, thank you. I appreciate your input 🙏
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