Insurance is for the business owners and property owner

It does not, for instance cover the employees, especially the barber and salon employees who now have no income and no place to work any more (barring the awesome nearby salons that offered chairs to affected workers ..)

Basically there are a ton of people who are gonna have a shitty time

And the organiser of the GoFundMe is legit and well known in Roslindale. I've hired his law firm before to negotiate a partnership agreement. He's solid and well invested in the local community