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SynbiosVyse t1_ix1pr1e wrote

In order to get 1.8% APR 30 year fixed they would have needed to pay points. The lowest it ever hit was 2.5%. Again, unless they have a balloon payment, ARM, or something weird, but definitely not standard 30 year fix. Or they're lying/misinformed.

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bbqturtle t1_ix3avxv wrote

I got 2.25 with a jumbo - not sure about below 2 ha

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zipykido t1_ix2j5sr wrote

Jumbo rates are different from confirming loan rates.

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RunFarSkiHard t1_ix6i9c5 wrote

I know it's fixed and I do believe them. Maybe they bought points though, I never asked that. I just heard 1.8 and was too sad to continue the conversation haha

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